transfer myki balance to another card

If you wish to transfer $5,000 from one card and $4,000 from another, you will need to pay balance transfer fees amounting to $270, which adds to your new cards starting balance. The phone is awake whenever the screen is turned on, even it's locked. Contact us to request the transfer. If you wish to transfer balances from multiple cards, select the ones with the highest APRs first. I know it's not possible to do it online. His expertise includes mortgages, loans, credit cards, insurance and international money transfers. A balance transfer does not happen automatically. Any other travel benefit such as free weekend travel isn't available at this time. These are the eight most commonly purchased myki Passes. Now that you know how to transfer balances on credit cards, determine if going down this road might work well for you. 0000002274 00000 n My old one is registered and everything with my account but there seems to be no way to import that one in. Enter your card number and other required information.4 No. There are three ways to replace lost or stolen myki cards: 1. I only realised this when my replacement card was lost and I called up for a new one. 0000010193 00000 n How are Banks Adapting to Meet New Needs Because of Coronavirus? Try hovering the phone just above or near the reader, rather than touching the phone on the reader. Victoria's troubled myki public transport system is causing Melbourne to fall behind other global cities, hampered by decades-old technology and a poor customer . While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. Know your existing credit card's interest rates, balances, and balance transfer limits. They also monitor over 1,600 consumer credit cards to simplify how our readers look for suitable alternatives according to their specific requirements. It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. For example, if you get a balance transfer card with a credit limit of $10,000 and use it to make a $1,000 purchase, your available credit limit drops to $9,000. I called them and they said I needed to fill out the form, can't they verify my identity over the phone and then do it on the spot? Best Personal Loans for Debt Consolidation, Best Personal Loans with Low-Interest Rates, Best Personal Loans with Low-Income Limits, Student Loan Forgiveness and Cancellation, How to Do a Balance Transfer on a Credit Card, BEST CREDIT UNION CREDIT CARDS FOR BALANCE TRANSFERS, between 2 and 21 days to process balance transfers, How Long Does a Credit Card Balance Transfer Take? New comments cannot be posted and votes cannot be cast. Back story: I lost my Myki which had ~$26 left on it on Friday afternoon. If you're travelling on a concession fare, you must make sure you hold the correct concession entitlement. For more information, visit the V/Line website. I have a card with $19.90 on it. You need to deactivate your Mobile myki on one device before doing a factory reset or all data will be lost. endobj How Many Credit Cards Should a College Student Have? To keep travelling with auto top up or Auto-load, youll need to set it up again. The same as a physical myki card, you can have myki Money and a myki Pass on your Mobile myki. Remember to top up with enough money to pay for your entire journey. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. Depending on your card provider, you may initiate the process online or over the phone. 0000118590 00000 n The system was delivered more than $500m over budget and behind schedule. <>/Filter/FlateDecode/Index[32 146]/Length 27/Size 178/Type/XRef/W[1 1 1]>>stream You can manage your Adelaide metroCARD online by setting up an account. I'm glad I don't need to catch public transport anymore. A balance transfer can help you save money by moving high-interest debt on one credit card to a card with a lower interest rate or an introductory 0% APR offer.When you shift a balance to another . %PDF-1.5 % 0000118744 00000 n To replace your myki online, you must be requesting the same fare concession type as your original myki. Learn About Balance Transfer Credit Cards, According to Chase, it processes most balance transfers "within a week, but in some cases it can take, Balance transfers from American Express usually take 5 to 7 days, but in some cases, they may take. endobj This question is about Synchrony Bank Credit Cards. 0000005348 00000 n If your balance falls below zero, you won't have a valid ticket for your trip, and you won't be able to touch on. A quick tutorial to transfer your myki balance between google pays on different android phones. MoneyGeek experts have narrowed down on the best balance transfer cards by relying on the company's unique ranking methodology. Unlike MyK, opal cards are free so no issue with just getting a new one with $10 credit when you find yourself without your card. Also, the balance transfer could alter your credit utilization ratio, which can negatively affect your credit score. John Miller, Credit Cards Moderator. The lost card will be blocked and a replacement card mailed to you within 10 business days, with the remaining balance transferred to your new card. This is unfair, and I don't think this cost is refunded if you submit the form for a refund. This could save you money if you're moving the balance to a card with a much lower interest rate. For physical myki smartcards we'll transfer your balance to a replacement myki at no cost. For each transfer: 3% intro fee ($5 min) in first 60 days, after that 5% ($5 min) 670. Cookie Notice endobj 0000012144 00000 n You paid down debt, which means you won't have to pay interest on previous balances going . Got a replacement at Cheltenham station and balance including auto top-up from 2 minutes before was transferred to new card. You can transfer the balance from one credit card to another by following these steps: Select the Plus icon (+) on the Toolbar. Metro Trains: Ripped Off - See 175 traveler reviews, 73 candid photos, and great deals for Melbourne, Australia, at Tripadvisor. Posting by mobile so you can find it yourself ;-). Only reserved V/Line paper tickets and Date-to-Date tickets can be replaced if lost or stolen. Although your overall credit utilization may be low, if the utilization on one card is high, that may negatively impact your credit score. Transfer your physical travel card to your iPhone On your iPhone, open the Wallet app. Then he said he could order a replacement one to be posted to me. They are good for people who use transport frequently. Can I use Mobile myki on my Android phone? No. However, it may take up to 21 days in some cases. Transfer your balances to the card with the best offer or your new card. Learn more about auto top up. 183 0 obj But what if the amount is comparable to or less than the postage? You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. I don't think we'll find out why the OP wanted to transfer balances as they haven't logged into Whirlpool for a year and a half. The transfer of the funds from card 1 to card 2 only took a few days to show as a pending top up and it transferred to my new card when I next tapped on. You can transfer your registered go card balance (including the refundable deposit) to another valid go card by calling 13 12 30. If our equipment cant read your damaged or defective myki, it may take extra time to transfer the remaining balance to your new myki: Well still give you a new myki smartcard on the spot. JavaScript must be enabled to use this site.We're sorry for any inconvenience. December 29, 2022 - 1:47PM. For more information see Google Help and Support. Visitors can give their myki card to charity by posting it in one of the donation boxes at Southern Cross Station's SkyBus terminal or Station Pier. The reason for that is because low interest rates for transfers are made to attract new customers. They're talking bullshit. You can also top up: Online now Via the PTV app Instantly top up via the PTV app by scanning your myki card Travelling Your first touch on creates a 2 hour fare. Within the phone, go to Settings > System > About phone. endobj Yes. If your Android phone has been lost or stolen and contains a Mobile myki which isnt registered, contact Google Pay to get your ticket number. It has trouble with form-filling on mobile devices, however. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. They actually can transfer your funds really easily but you need to get a case created. Is it bad to do multiple balance transfers? Click on "Select Offer.". On occasion, there is a small (< $10) balance leftover, which expires after a couple of years. The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. For instance, your applications for new cards and balance transfers remain subject to approval. For the amount of money that has been put into developing the system I'd think something as basic as that should be possible. Press J to jump to the feed. Tap the Add button . Top up your myki I realise this is not a life-changer, but there's a principle at stake. I called customer service and was advised I needed to go in person to Flinders St station to do it. Always the last place you look lol. One may also ask,do pensioners get free train travel in . If your phone battery dies, you'll need to charge your phone or purchase a physical myki card to travel on the network. With banks allowing customers to transfer thousands of dollars online between their accounts, there's no excuse for this money-grubbing by the Myki corporation. For instance, the U.S. Bank Visa Platinum Card's 0% APR on balance transfers applies only on balances transferred within 60 days from account opening. Pick a card that waives the balance transfer fee. The money comes straight off the credit card you registered in Google Pay, and the new balance is written immediately onto the Mobile Myki "virtual card". The version ofGoogle WalletTM used by wearables, such as watches, is a light version which doesn't support Mobile myki. If you get a 0% balance transfer offer on a new credit card, with a one-year promotional period, then you can move your $5,000 . 0000005683 00000 n If your myki has expired, or is due to expire within 60 days, you're entitled to an on-the-spot replacement. 186 0 obj 0000006952 00000 n If you need to travel in the meantime, buy a new myki and top up with myki Money or a myki Pass. If youre already an existing customer, then there is no incentive for Synchrony to allow you to transfer a balance between two accounts of their own. The process begins when you submit a balance transfer application. 3. 0000002627 00000 n Your balance is protected from the time you tell us your myki is lost or stolen. You can register your Mobile myki via Register your myki. What Happens to a Student Credit Card After Graduation? As a security measure, we don't allow payments via Mobile myki using anything other than a VISA/Mastercard. I was told that when I made a new card I would be able to transfer the money across. I understand your frustration, especially when it's something that can be done quickly. <>/BS<>/F 4/Rect[91.995 203.87 285.75 216.51]/StructParent 2/Subtype/Link>> After having a look at my account he goes "oh no it's already been blocked, you'll have to print out the form and post it in". Transferring a credit card's balance to a new card requires getting the new card provider to approve the transfer. Watch the video for steps on how to register online or read more on how to register your myki in the PTV app. If you have any questions about new credit cards, how to select the right card or how to improve your credit score, you can trust our experts to guide you in the right direction. Nor does your card expire after 90 days of not getting used. the PVT website says: "What to do with your myki when you leave Melbourne. I don't know where the actual card is. -- Lee Huffman, credit card expert at BaldThoughts.com. 2 If you're transferring a balance of $1,000, your balance transfer fee would range between $20 and $50. Check your Mobile myki, you may be in negative balance or your myki Pass may have expired. A Mobile myki expires after two years. Your Mobile myki expires after two years. We're working to provide all concession fare benefits to Mobile myki that will have the relevant additional fare benefits associated with them. For example, set your myki Money to top up with $50 when your balance reaches $10. an_square_one 11 yr. ago What is Identity Theft & Credit Card Fraud and How to Protect Yourself? The only way is to download a form, fill it out, post it in, and wait weeks. FAX?! To transfer any funds from your existing myki to Mobile myki you'll need to deactivate the existing card. Considering myki was designed by idiots and designed for idiots, it's a miracle that it actually functions at all. If this occurs, you won't incur a duplicate fare. Whats the Difference between Business Line of Credit vs. Business Credit Card? How balance transfers work Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, myki machine, Quick Top Up or myki Check myki equipment, If you already have an unregistered myki, you can. Reasons for denial may include waiting for too long after getting a new card, wanting to transfer more than your available credit limit or trying to transfer a balance from a card issued by the same card provider. Within Google Wallet, go to Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. Hold the phone still when touching on and off. If you're still travelling after 2 hours, you'll be charged a daily fare. Maintain your L-plate log book. V/Line paper tickets can become invalid because of: Replace your ticket at any staffed V/Line station. What is the best credit card for fair or average credit? Under Other, select Transfer. Tap Transfer Existing Card. Initiate the balance transfer. You can read the Terms of Service online. In addition, it is not any companys responsibility to ensure all questions are answered. What is the glossary of common credit card terms? So I had a mobile MyKi with around $6.xx balance on it. It's idiotic bureaucracy and laziness stopping them doing the transfer, not technical limitations. Can You Pay Your Taxes With a Credit Card? Transferring a credit cards balance to a new card requires getting the new card provider to approve the transfer. You can report your registered myki smartcard as lost or stolen by: Your lost/stolen registered myki can be replaced on the spot at a PTV Hub.

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